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 Thank you for your interest in EasyTitleSearch.com.  We have curated some frequently asked questions below for you to view.

If you have any questions that aren’t answered below please contact us for immediate support.  It’s our goal to help you and we are glad to do it.

What is an Ownership & Encumbrance Report?

An Ownership & Encumbrance Report shows the current deed holder, open mortgages encumbering a property, judgments and liens against the owner that may attached to property, and current/delinquent taxes. The report consists of a Deed Search, Mortgage/Assignment Search, Judgment/Lien Search, and Tax Search. Together they provide a good picture of the current status of the property.

O & E reports are typically used as part of researching foreclosure auctions, they give you a good picture of the liens on a property, and through your own due dilligence on the data can help you decide what to bid on. When buying the foreclosure at auction you should  get an attorney opinion  before making a final decision, an O & E report is not insured. 

What is your turn-around time?

Generally, we provide FAST 24 – 48 hour turn-around. If we are unable to meet this deadline due to current work load, you will be notified beforehand.

Reports submitted over the weekend will USUALLY be ready on the following Monday between 12pm and 10pm.


There are no guarentees of delivery time unless you select the “Rush Order” service.

What if I need a same day Rush order?

If you need same day rush service, we can provide if ordered before 3pm for the cost of $25 per report. This is the only way we can guarentee same day service. If we don’t deliver it by midnight we will refund your money. This service is available Monday – Friday. A report that is rushed after 3pm will be jumped to the front of the line and will generally be ready before 12pm the following day.   If you need a rush order for the same day but it’s later than 3pm, please call us immediately to see if it’s possible.

Do all records filed against owner names and property affect the title?

There are literally hundreds of different types of documents on record, but not all documents affect title or encumber property.

  1. EasyTitleSearch does not show cancelled, dismissed, expired, released, satisfied, or terminated records as they do not encumber the property.
  2. EasyTitleSearch does not show records that do not affect the title or encumber the property.
  3. Judgements filed against the person for personal debt such as credit card debt, gym memberships typically in most states do not encumber the property and would not be on an O & E report.

Can I cancel my order after I submit the addresses for researching?

Yes and no. The process to complete your order starts a few minutes after you submit the addresses for us to research. If you made a mistake on the address or need to cancel for any reason call us immediately or click on the “contact us” link and get in touch with us immediately before we begin the process. Usually we can cancel or change the address without an issue if it was placed in the hour, after that cancelation is at our discretion since we may have started working on your address already.

What methods can I use to make a payment?

We process our payments via all major credit cards including Visa, Master Card, Discover, and American Express.  We also accept payments through PayPal.   We do not accept checks unless pre-arranged with our staff in advance.  If you would like to pay via wire please contact us.

Do you offer discounts for bulk orders?

Absolutely.  We have a complete list of bulk packages on our purchase page.  The more you buy the more you save. If you need bulk discounts for a different product of ours not listed on the pricing page please contact us.

Do you offer invoices for purchases?

Absolutely.

Every purchase you make you will receive an invoice to both your email and your account page which can be accessed via the customer account area.

What types of public records do you examine?

Our professional title examiners carefully search Tax Appraiser data, Tax Collector data, and the Clerk of Court’s Official Records for information related to the ownership and encumbrance of a property.  We also run a name check to see if there are any Federal Tax liens.

What type of things won't show up on my report?

Our professional title examiners carefully search Tax Appraiser data, Tax Collector data, and the Clerk of Court’s Official Records for information related to the ownership and encumbrance of a property.  We also run a name check to see if there are any Federal Tax liens.

We  will not be able to report on any un-filed  liens like from the  utility companies or any other lien that hasn’t been recorded AND indexed in the county’s official records.  Many times HOA’s have un-filed liens so if the property is a condo or in an HOA assume they stop paying the association dues the same time they stopped paying mortgages and plan accordingly!  In FL unfortunately it’s pretty common for code violations to not be filed with the county’s official records on time, or some times at all.

To find anything that can be filed on the house before you buy you would need to call & check with the utilities and municipalities.  Always assume there are unpaid HOA dues as when someone stops paying their mortgage, they are not going to be paying their monthly HOA dues either.

We are doing a current owner search and will only examine the last title transfer. We will not examine the chain of title going back any further.

What is EasyTitleSearch.com Update policy?

1 FREE update within 30 days of initial report, full price when original search is older than 30 days.

How far back can you search records for my property?

We will search as far back as necessary in order to find the last deed of transfer with monetary consideration. However every county has records dating back to a different year.

If the owner on record obtained the title prior to these dates, we will need to send someone to the courthouse to do a physical search, and if it’s possible we will inform you of the issue and ask you if you want to proceed as it’s typically $100+ for a runner to retrieve docs in person at the courthouse.   In some counties we not be able to perform title search and will promptly give you a refund.

How are completed reports delivered?

We create a PDF file that includes the summary report, and the first page of all of the documents listed on the reports and tax print outs (when available). Click here to view a sample. The report will be posted to your account and alert will be sent to the provided email address.

Do you perform commercial searches?

We can complete commercial searches, but the fees for commercial reports are greater than a residential report.  Commercial reports start at $155 which is collected as a deposit when you place your order on our site.  Once we pull the documents and begin work on the file we will determine if it’s a complex report requiring alot of documents and man hours to complete and come up with a price to complete.  We will call you first if there will be any additional charges above the $155 initial charge.

How much are full copies of documents on summary page?

They are free and should be included in your report.  If there are any incomplete documents that are listed on the summary page but are not in your report file you downloaded please contact us and we will add them for you free of charge.

Our 100% Accuracy Guarantee.

We will refund your money if you are not satisfied with your report because of any missed liens on a property that are currently recorded with the county and in fact do encumber the property.  If you find a lien that encumbers please contact us with the info so we can re-pull report to verify.

We are not responsible for clerk recording errors resulting in incorrectly indexed documents.

Does EasyTitleSearch.com have E & O insurace?

Yes, we carry E & O insurance with coverage of $1,000,000.  If you need to see declarations page please contact us.

Our Goal is Great Customer Service!

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We answer phones Monday – Friday 9am to 5pm EST at 1 (855) 888-4853

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