Tag Archives: lien search

Who Pays Liens After a Foreclosure in Florida?

By David Sicherman | November 13, 2025

| Foreclosure

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When a property goes through foreclosure in Florida, investors often assume the winning bidder walks away with a clean slate. Unfortunately, that is not always true. Understanding which liens survive a foreclosure and which ones get wiped out can protect …

Are HOA Liens Wiped Out in Foreclosure?

By David Sicherman | November 6, 2025

| Title Issues

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Many Florida investors assume that when a first mortgage forecloses, all HOA or condo-related debts automatically disappear. While a foreclosure often eliminates the recorded HOA lien, it does not always eliminate the assessment debt that the association is legally allowed …

What Is an O&E Report?

By David Sicherman | October 30, 2025

| Title Search

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If you are researching a property in Florida and trying to understand what you might be responsible for after buying it, one of the first tools you will come across is an O&E Report. The term may sound technical, but …

This is How to do a Broward County Florida Title Search

By David Sicherman | September 4, 2025

| Title Issues, Title Search

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Buying a property at the Broward County foreclosure auction without doing a title search is like playing poker blindfolded: you might win occasionally, but more often you’ll lose big. Every lien, judgment, or unpaid tax that survives the auction becomes …

How to do a Miami-Dade County Florida Title Search

By David Sicherman | September 2, 2025

| Title Search

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Before you invest in a property, especially one at the Miami-Dade foreclosure or tax deed auction, you need to know precisely what you’re buying. Hidden liens, unpaid judgments, and unresolved legal issues can silently transfer to the new owner, leaving you responsible …

What is a Foreclosure Title Search?

By David Sicherman | August 4, 2025

| Title Search

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Every seasoned foreclosure investor knows the golden rule: the deal you think you’re getting is only as good as the title behind it. County auctions can resemble treasure hunts for bargain properties, but these bargains can quickly turn into financial traps …

How to Do a Title Search in Palm Beach County, Florida

By David Sicherman | June 24, 2025

| Title Search

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This guide is built to help you navigate the Palm Beach County title search process with clarity and confidence. It breaks everything down into ten simple steps, from identifying the property and tracing its ownership to identifying and mitigating hidden legal risks. Whether you’re an investor, a real estate professional, or a cautious buyer, this process will help you make informed investing decisions and avoid the real estate title pitfalls that catch many investors off guard.

How to Use a Title Search for Pre-Foreclosure Auction Research (Without Getting Burned)

By David Sicherman | June 10, 2025

| Title Issues, Title Search

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Foreclosure auctions can offer unbeatable opportunities, but if you’re not doing your homework before bidding, you could be walking straight into a financial trap. The most critical and often misunderstood tool in your pre-auction research toolkit is the title search. …

Understanding Quiet Title in Florida

By David Sicherman | August 7, 2024

| Legal

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In Florida’s dynamic real estate market, ensuring clear ownership of property is crucial. One legal tool used to clarify property ownership is the quiet title action. This process can be essential for resolving disputes, clearing up ambiguities, and establishing definitive ownership of real estate in the Sunshine State.

How to Do a Title Search In Florida Yourself

By David Sicherman | June 24, 2024

| Title Search

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When buying or investing in real estate in Florida, conducting a thorough title search is a crucial step in the due diligence process. This search helps ensure that the property you’re interested in has a clear title, free from unexpected …